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House Shopping Again

November 29, 2006 by Aaron

Now that I am working up in Two Harbors, and have a 20 mile commute to work every day, I’m seriously considering moving to Two Harbors. While I enjoy a rather inexpensive rent where I’m living now, having roommates does not enable me to spend more quality time with my son, as I am not able to take him overnight or for the weekend unless I go to my parents house. That and the $350-400/mo I am spending on gas for my commute does not help either.

So in my search for housing in Two Harbors, I have two options. One is to rent an apartment for anywhere from $500-700/mo (I need a 2 bedroom so I can have a place for Nathan). The other is to buy a house, which would leave me with a $500-700/mo mortgage payment. I’ve elected for the buy a house option, and will fall back on the renting option if I am unable to buy a house.

In my search for a house, I found the perfect house for me. It is a 2 bedroom, 2 story house, with large living room, formal dining room, and large kichen with in-kitchen dining area. It has an unfinished basement, but it’s a slab basement and is very large. The bedrooms are massive, and it could easily be turned into a 3 bedroom house. It also has a 2 car, oversized garage in the back, which would give me an excellent space to work on my cars.

Now the asking price for the house is $99,900, but it’s been on and off the market for a while. I also tried getting approved for a mortgage at both the local bank and the local credit union. Both said my credit was too poor. So now I am looking for other methods to finance getting this house.

Even if I can’t get this one, the search still continues!

Filed Under: Personal

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